Simple Things You Can Do To Get A Faster Title Loan

Title loans allow you to borrow up to a whopping $15,000, depending on the value of your vehicle. And by their very nature, title loans are quick to acquire. However, you can make them even faster with a few tips and tricks. 

In the rest of this article, we will go over our recommendations for making a fast title loan even quicker. 

Easy Things You Can Do To Get A Fast Title Loan

Below, you will find six tips and tricks for getting fast title loans that we encourage you to follow so you can fund your emergency as quickly as possible. 

1. Have Your Documents Ready To Go Before Starting The Process

To speed up the process, have your documents and vehicle ready to go before beginning your application. Don't worry; you don't need to find a bunch of paperwork. Instead, we only ask for the things listed here:

  • Identification — Driver's licenses are typically used. But don't hesitate to use your passport or another form of ID. Just ensure it displays your name, photograph, and your birth date as we use it to establish that you are who you say you are. 
  • Vehicle — This determines how much money you can borrow. We accept cars, vans, and trucks, but not other modes of transport. 
  • Title document — You need a lien-free title to confirm you own the vehicle completely without any outstanding judgments or loans against it. 

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2. Understand The Value Of Your Vehicle To Avoid Disappointment

With your vehicle in mind, it's worth understanding the value of it before applying. After all, we don't want you to waste your time if you can't borrow enough to fund emergencies. 

We look at the following metrics to determine its worth:

  • Odometer reading
  • Vehicle age
  • Condition (aesthetically and mechanically)
  • Modifications (if present)
  • Make and model
  • Service history

The more your car is worth, the more you can borrow. 

3. Double-Check Your Answers On All Forms

Accuracy is key when you're answering questions on the initial request form as it can make or break the process.

Thankfully, the initial request is wonderfully easy, making the fast title loan process even quicker. Just make sure all your answers match the forms you supply later on, especially the names on the documentation required. Without matches, we may have to stop the process entirely. 

4. Ensure Your Vehicle Title Is In Your Name

If your title document isn't in your name, you should ask for a transfer from the DMV before applying. We can't offer a loan if a key document doesn't state that you own the car, van, or truck. 

5. Answer Phone Calls Quickly

Answering phone calls from us quickly speeds up the process considerably. Once you've started the process, keep your phone nearby to ensure you hear when we call. 

6. Know The Process Ahead Of Time

Even though we explain the process to you during the initial phone call, you can make the task less arduous by understanding the process before getting involved.

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Take a look at the steps to get a fast title loan from Missouri Title Loans, Inc. below.

  1. Complete the simple online inquiry form (taking care to enter everything correctly). 
  2. After that, we will call you to go through the process in detail and answer your questions. It's also time to set a meeting point. Keep in mind that you don't need to come to the store; we can come to you. Most of our customers choose their office or home.
  3. Following the phone call, you will need to grab your documents so they're ready for the meeting. If you're heading to the store, make sure to bring them with you. 
  4. When we see you, we'll look at your documents to establish that you own the vehicle and are at least 18 years old. We will also examine your vehicle to figure out how much you can borrow. 
  5. We will let you know how much we can lend. If you're happy with that, sign where we ask you to. It won't take very long; the contract is explained simply before signing.
  6. Finally, you can get on with your day and wait for the money to hit your account. This may happen on the same day or the next working day. 

Secure A Fast Title Loan From Missouri Title Loans, Inc. Today!

You can make the fast title loan process even quicker by following our top tips and tricks we discussed above, including knowing the process, gathering your documents, and answering our phone calls as quickly as possible. 

If you're ready to fund your emergency, complete the initial request form and wait for our call. We won't make you wait too long, so you can get on with your day ASAP. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.