Affordable Dental Care Options For Low Income Families

Most low-income families may find paying for dental work challenging, but today, we at Missouri Title Loans, Inc. will share a few affordable dental care options that you might want to consider.

If you’re uninsured, you can quickly end up paying a few thousand dollars for an emergency visit to the dentist. Not everyone with insurance can avoid the extra costs as the plan does not cover specific procedures.

Don't want to pay a small fortune for dental services? Then, let's explore the topic further!

7 Low-Cost Dental Care Options For Low-Income Options

Paying for emergency dental work can be challenging for those with a low income. Thankfully, you can employ these seven practical steps to explore your options. 

1. Consult Your Dentist

You can ask the professional for advice if you already have a family dentist. Some dental offices offer dental memberships, for example, and certain services may be discounted.

Some dentists also offer low-cost care on certain days to give back to their community. In any case, it won’t hurt to ask.

By the way, if you’re looking for a dentist, you can always try searching for professionals in your area using the Find-a-Dentist tool.

2. Federally Qualified Health Centers

FQHCs have been created especially for low-income patients and others who cannot afford private pay facilities. The cost of the services would depend on your income. Such centers have also been built in areas where care is needed but scarce. 

There are over 260 FQHCs in Missouri, so there are likely at least a few near you. 

3. The Health Insurance Marketplace

The Health Insurance Marketplace lets people compare health plans provided by private health insurance companies and choose the one that works best for them. 

You can get dental coverage through the Marketplace as part of a health or stand-alone dental plan. 

There are also two categories of Marketplace dental plans for you to choose from. The high coverage level has higher premiums but lower deductibles. The low coverage level has lower premiums but higher deductibles and copayments, which means you’ll pay less every month, but you might have to splurge when the time comes to get the dental service.

4. Local Dental Schools

Students need to practice, and that’s precisely why some dental schools have clinics where services are offered at discounted rates. You might be asked to pay only for the materials used. 

By the way, every student should be accompanied by a professional during the procedure, so you wouldn’t have to worry about the quality of the service provided. 

5. Non-Profit Organizations

Quite a few different non-profits focus on providing affordable dental care. 

You might want to check out the Dental Lifeline Network if you’re over 65 or have a chronic illness. If you do not fit in any of these categories, the America’s Dentists Care Foundation might be able to help you.

6. Medicaid And CHIP Benefits

If you have at least two children and your household earns no more than $50,000 annually, your kids might qualify for dental benefits through the Children’s Health Insurance Program or Medicaid. 

7. Give Kids A Smile

This is another option for families with children. GKAS offers free dental services provided by professionals. Find a Give Kids a Smile event near you to take advantage of the offer. 

When Should You Take Out An Emergency Loan For Dental Work?

Suppose none of the options above fits you, and you’re urgently searching for money to pay for an urgent dental procedure. In that case, you might consider an emergency loan offered by Missouri Title Loans, Inc. 

What Items Will You Need For A Loan With Missouri Title Loans, Inc.?

We have been proudly serving our customers since 1994. One of the main reasons people choose to return to us is that taking out a loan with our company is incredibly simple. 

• To qualify for a title loan, you’ll only need your ID, lien-free title, and vehicle  
• To qualify for an installment loan, you’ll need your ID, a checking account statement in your name, and proof of income. That’s it!

We have plenty of store locations across the state. But if you choose an online title loan, you won’t even have to drive to the store – we will come to you. 

Cover Your Emergency Dental Work ASAP!

Low-income families might find paying for dental work pretty much impossible. Though affordable dental care options exist, not every family would qualify for the assistance. If you urgently need to cover a medical bill or any other emergency expense, consider taking out a loan offered by Missouri Title Loans, Inc.

You might qualify for a title or signature installment loan with us in only 30 minutes. Please start the process right now at home or work by completing our online form.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.