Can I Apply For Car Title Loans Over The Phone? What Do I Need To Know?

When a financial emergency strikes, time is of the essence. That’s why at Missouri Title Loans, Inc., we make the entire procedure as quick and easy as hassle-free, and you can start the process for title loans over the phone.

That’s right — you may be able to qualify for car title loans and receive your same-day cash in less than an hour. The best part: You keep your car for the duration of the loan payoff.

Let’s take a closer look at car title loans and the process of applying for vehicle title loans over the phone.

How Do Car Title Loans Over the Phone Work?

The same way it can work through Missouri Title Loans, Inc. when you apply online. Here’s everything you need to know about the fast and easy process:

  1. To apply for car title loans over the phone, simply call 1 (800) 227-4707 to speak with a friendly and knowledgeable loan representative (you can also start the process online through our website). If you submit the form online, a loan representative will call you back within a short time to continue the process. Click here to apply by phone: car title loans over the phone.
  2. At this stage, you’ll share some basic personal information that will be kept confidential, including your name, phone number, email address, zip code, and the make, model, and year of your vehicle.
  3. Over the phone, a loan representative will confirm your information and talk to you about the process of receiving car title loans, review the required documents, and discuss the terms and conditions of car title loans. You can also feel free to ask any questions you may have.
  4. Gather your required documents and either drive to the Missouri Title Loans, Inc. nearest storefront or have the loan representative meet you at the location of your choice.
  5. The loan representative will conduct a quick inspection of your vehicle to assess its condition and determine how much cash you qualify for.
  6. Once you are approved, and the final paperwork is completed, you will earn your much-needed cash loan and keep driving your car.

What Else To Know About Car Title Loans Over The Phone

What Are Car Title Loans?

Car title loans are designed to be a short-term assistance to cover emergency expenses. Applying for title loans over the phone with Missouri Title Loans, Inc., can help you cover unexpected medical bills, urgent home or vehicle repairs, or last-minute travel. At Missouri Title Loans, Inc. you can get up to $15,000 instant cash.

What Do I Need To Qualify For Car Title Loans?

The main requirements for car title loans offered by Missouri Tittle Loans, Inc. include:

  • You must be at least 18 years old and provide a valid document proving your age and identity (a state-issued ID or driver’s license)
  • You must own a vehicle (car, truck, or van) and be ready to show it for inspection.
  • You must outright own a vehicle and prove it with an appropriate documentation (lien-free title in your name).

got a car title loan

What If I Have Bad Credit?

Missouri Title Loans, Inc. encourages applicants from all credit backgrounds (good or bad) to apply for car title loans over the phone. Your loan will also not be reported to credit agencies, which means it won’t affect your credit score either. You also don’t need to be employed to get car title loans. You can also qualify for car title loans over the phone if your bankruptcy has been discharged.

What If I Have More Than One Person’s Name on My Car Title

This does not instantly disqualify you from receiving car title loans. If your title has “and” written between two names on your car title, both of those people are required to sign off on car title loans. If there’s an “or” between the two names, either person (or both) can qualify for car title loans.

Apply For Title Loans Over the Phone Today!

We want to make the process as fast and painless as possible, that’s why we offer same-day title loans to help you when you need it the most — to address financial emergencies and get back on the right financial track quickly. Call us today at 800-514-2274 or submit a short inquiry to get started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.