Car Title Loans in Missouri: What You Need to Know

If you have a car, you can have some helpful cash in no time with the help of a car title loan in Missouri. All you need to get it is a car you own outright, to be at least 18 years old of age, and have a state photo identification. Yes, it’s just that simple at Missouri Title Loans, Inc.

Here’s a closer look at title loans, the process of receiving a car title loan in Missouri, and how it can be helpful to you right away.

Important Things to Know about Car Title Loans in Missouri

What is a Title Loan?

Title loans are short-term loans that can help you get over a temporary financial rough patch.

Using your vehicle as collateral, borrowers turn over a title to a lender in exchange for a loan, which can amount to hundreds of dollars or thousands. The loan amount depends on the value of your vehicle.

The good news: You keep your car. Though lenders have your title during the course of the loan, it’s still entirely yours to be used during the loan’s complete duration, typically about 30 days.

Title Loan Advantages

  • Title loans can be obtained quickly and easily, usually in as little as 30 minutes from beginning to end.
  • This time frame is perfect for people who need cash now for either unexpected expenses (medical bills, for example) or high-cost projects (such as necessary home repair work).
  • Car title loans in Missouri are also beneficial because of their short-term flexible nature as far as the amount of the loan. There are no hidden fees with a straightforward title loan; what you discuss is what you get.
  • Another major advantage is that credit status does not matter. All credit is welcome when filling out an application for a title loan — bad, good, or nonexistent.
  • Taking out a title loan also does not impact your credit score in any way. Missouri Title Loans, Inc. works with all types of credit and income situations.
  • A car title loan in Missouri also does not require the borrower to have a checking account.
  • Furthermore, your name must be on a title, but there’s no problem if there is another name on the car title as well. If the title has an “and” between the names, both of the people on the title are needed to sign the loan. If an:” or” is between the names, either person can take out the car title loan in Missouri.

There are no restrictions on the type of project or the amount you chose to spend. The power is in your hands, and at Missouri Title Loans, you may receive a total loan of up to $15,000.

Guidelines for Getting a Car Title Loan in Missouri

Here’s all you need for a car title loan in Missouri: borrowers must be at least 18; a state-issued ID such as a driver’s license; a lien-free title to a vehicle that you own completely; your vehicle for an inspection; and a small amount of your time.

Man with car title loan cash

How Car Title Loans in Missouri Work

Here’s a step-by-step process of working with Missouri Title Loans:

  1. Either call a Missouri Title Loans store or use the company’s website to fill out a car title loan inquiry form.
  2. A representative from Missouri Title Loans, Inc. will call you within a few minutes after you complete an easy application. That starts the process. They will discuss the process in-depth with you and answer any questions you may have about a car title loan in Missouri and working with the company.
  3. From there, you will be asked to visit one of Missouri Title Loans’ stores nearest to you and you can pick which one would be the most convenient to drop by.
  4. Another option is having Missouri Title Loans, Inc. come to you, especially if you started the application process online or if you don’t have time to stop by the office.
  5. A representative will take a few minutes to appraise your vehicle during an inspection. A loan decision will be made right then and there.
  6. You get your cash and drive away in your car. Remember, the entire process could take as little as 30 minutes.

Get Started with Missouri Title Loans, Inc. Today!

A car title loan in Missouri is easily obtained from your car, truck, or van through Missouri Title Loan company’s swift yet thorough and considerate process. You can get started today by filling out a short inquiry form on our website or calling us directly to get up to $15,000 cash in just a few minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.