What To Do If You Need Help With Emergency Car Repairs

When you need emergency car repairs, you wonder how much it would cost to cover them and if you have enough money in your pocket. According to AAA, the average car repair costs $500 to $600. However, some unexpected repairs can easily cost more. Often, unexpected car repairs cost around $1000 or more. This high bill is one that many people are unable to cover.

If you are having trouble paying for an emergency car repair, keep reading. This article goes over some of the top ways that you can get the money you need.

How To Pay For An Emergency Car Repair

1. Consider Your Options

When people first find themselves in an emergency situation, they assume that their only options are to pay for the bill themselves, apply for a loan, or wait to fix their vehicle until they have the means to pay for the mechanic bill. This is often not the case.

There are many options you can consider so that you can pay for your emergency car repair. For example, there are local, state, and national programs designed to help individuals pay for unexpected bills, including vehicle repairs.

Because of this fact, make sure to do your research first. This will let you know what options are available to you, based on your situation, needs, and location.

2. Contact Organizations That May Help

One option to specifically consider is organizations that offer to fund vehicle repairs. These organizations can provide grants to get your vehicle fixed, or they offer actual mechanic services for very little if anything. Some examples of organizations to check out include:

  • Working Cars for Working Families
  • Carpenter’s Garage
  • Vehicles for Change
  • Good News Garage
  • Keys to Progress
  • Semper Fi Fund
  • Road Ready Repairs
  • 1-800-Charity-Cars

Note that not everyone will qualify with these organizations. For example, Keys to Progress is only for veterans and their families, whereas others are locations based. Still, these organizations are a good example of organizations to be on the lookout for, even if you don’t qualify for these specifically.

calling for emergency car repair assistance

3. Fundraise

You can always try to raise the money to pay for your emergency car repair. There are various crowdfunding sites online that you can use to share your story with others and raise money. GoFundMe is the most popular. Use it to create a platform and share it on your social media accounts so that it reaches your friends and their friends.

4. Apply For Car Title Loans Online

If you can’t get the money you need from the other avenues, you can apply for car title loans completely online. Car title loans can get you up to $15,000, depending on the value of your vehicle. Even if your vehicle needs repair, you can still apply for this loan type so that you can afford the repair in the first place.

What If I Can’t Drive To The Storefront Location?

If you can’t drive your vehicle, no worries! One of the Missouri Title Loans, Inc. representatives can come to you! What this means is that you can apply for a car title loan and have your vehicle evaluated, all from the comfort of your home. You don’t have to worry about having a mode of transportation to get to the store.

Is It Safe To Apply For Car Title Loans Online?

Many individuals are hesitant to apply for car titles online because they think it is not safe. That is not the case. Our website is backed with top encryption technology and additional security measures to ensure all of your sensitive information is protected from hackers.

How Do I Get Started?

If a car title loan sounds like an option for you, you can get started right now. Head over to the Missouri Title Loans, Inc. home page to fill out the inquiry form. After you click submit, a representative will give you a call to set up an appointment. Remember, we can come to you. You choose where we meet.

At the time of the meeting, bring your official ID, lien-free title to your vehicle, and the vehicle itself. A representative will evaluate your items and inspect your vehicle. This in-person process can take as little as 30 minutes to complete. If approved, you can get the money you need the same day or the next business day.

woman got a car title loan online

Apply For Car Title Loans Online!

Don’t let your vehicle sit in the garage, accruing more damage and rust. Try out one of the ideas above to pay for the emergency car repairs your vehicle needs. For individuals interested in a title loan specifically, get started right now by filling out the Missouri Title Loans, Inc. inquiry form. We will contact you shortly to begin helping you get the money you need for your emergency car repair.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.