Can You File For Unemployment After Getting Fired?

Once you get fired, filing for unemployment might be the first thing that comes to mind, and today, we at Missouri Title Loans, Inc. will tell you everything you need to know about these benefits.

Unfortunately, not everyone would be eligible for unemployment insurance payments. And even if you are eligible, filing an unemployment claim might not be the most straightforward task.

But don’t worry—we've got you covered! Keep reading to learn how to file for unemployment after you're fired, and if you're facing a financial emergency, you'll discover how to get a fast title or signature installment loan while you're unemployed.

How Can You File For Unemployment After Getting Fired?

Who Is Eligible for Unemployment Benefits?

There are quite a few things that can disqualify you from unemployment. 

• If you have been fired for misconduct, like stealing, violating safety rules, failing a drug test, or, in some cases, even excessive absences, you will most likely not receive the benefits.
• If you have a disability or any other condition that can prevent you from accepting a job if you get one offered to you.
• Suppose you’re not actively looking for a job. In that case, you might not qualify or remain eligible for unemployment (some states would require you to provide detailed information about your job search every week).
• Finally, if you have quit your job without a good cause (for instance, you simply want to pursue a different career), you might not qualify for unemployment.

Though plenty of things can make you ineligible for the benefits, each case is different, and contacting the agency that administers the unemployment system in your state might still be worth a try. 

How To File For Unemployment Benefits:

If you have been laid off through no fault or have quit because you need to care for a sick family member, you will most likely qualify for unemployment.

But there are a few steps that you would have to take to get your hands on the money.

1. You should file a claim with the institution responsible for unemployment benefits in the state where you worked. Ideally, you would want to contact the unemployment insurance program as promptly as possible. 
2. The exact procedure can differ from one state to the other. In Missouri, you can file the claim online. You must create an account on uinteract.labor.mo.gov and select ‘I want to file an unemployment claim.’
3. Remember that you must enter not only your name, birth date, and SSN but also your gross earnings for the week and the name, address, and dates of employment for every employer you worked for the last year and a half. Double-check that all the information provided is correct.
4. It can take 2-3 weeks after you file the claim to receive your first check (in case the institution finds you eligible, of course). 

Can You Take Out A Loan If You’re Unemployed?

Let’s look at two scenarios:

1. You are not eligible for unemployment benefits and need extra cash to pay an urgent expense. In such a case, you might qualify for a title loan as you’ll typically need only your ID, lien-free title, and vehicle. However, you must ensure you can repay the loan before starting the process. Otherwise, it’s simply not worth it.
2. You are receiving unemployment benefits, which are insufficient to help you pay an emergency bill. Suppose you have found yourself in such a situation. In that case, you might get approved for an installment loan as some lenders would consider alternative sources of income (like unemployment benefits or alimony). 

How Quick Can You Receive the Money with Missouri Title Loans, Inc?

We offer both competitive title and signature installment loans. For the former, we offer up to $15,000; with an installment loan, you can get up to $1,500.

Our friendly representatives will help you get the money you need quickly. The in-person process might take only 30 minutes, and if approved, you will receive the funds as soon as the same or the following bank business day.

By the way, you can start the process from your house, and if you choose an online title loan, our verification agent will come to a location of your choice. 

Get Emergency Help With A Loan From Missouri Title Loans, Inc. Today!

Filing for unemployment may not be an option for many people, as even those who have been fired may not be eligible for benefits. However, those who have managed to get their hands on the checks are only partially safe from disasters. If you ever need extra cash for an urgent medical bill or a critical home repair, a loan from Missouri Title Loans, Inc. might be your way out.

We are ready to consider all types of credit, and you might find out if you qualify in only 30 minutes. Get started right now by filling out a short inquiry form!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.