How Do I Get Emergency Money In Missouri? 6 Ideas To Try
If you are looking for ways to get emergency money in Missouri, look no further. We’ve rounded up six of the best ways to obtain that emergency cash and listed them below. In this article, we will go through each financial aid and loan type in detail, so you can choose your perfect one.
The 6 Best Ways To Get Emergency Money In Missouri
1. The Supplemental Nutrition Assistance Program (SNAP)
SNAP, or the Supplemental Nutrition Assistance Program, was made to improve the general welfare, health, and well-being of the state's population. Originally, it was known as the food stamps initiative.
If you are struggling to pay for food, the program will give you the money to purchase nutritional food.
To get involved, you need to contact your local county office or call 1-800-392-1261. However, be aware of the eligibility criteria, which are as follows:
- Your current bank balance (savings and checking combined) is under $2,001 OR
- You have a current bank balance (savings and checking) under $3,251, and you share your household with at least one of the following:
- Someone with a disability
- A person aged 60 or over
- Your annual before-tax household income is below the national poverty line for your household size
2. The Temporary Assistance Program
The Temporary Assistance Program offers cash grants and assistance to needy families with children. It can help you pay your debts, meet your basic needs, and fund bills.
In addition, the program reduces your dependency on the government by promoting training, job preparation, and employment. You can also use the money for birth control if you aren't in a marriage. Keep in mind it is only temporary assistance. If you are regularly having financial struggles, you need to address your monetary needs in a different way.
3. Crisis Assistance And Financial Aid
As suggested by the name of the program, Crisis Assistance is one of the best ways to get emergency money in Missouri. This aid is provided by the Salvation Army and given to low-income, struggling, and unemployed families.
You can use the money for rent, utilities, food, medical bills, and so much more, depending on the specific program you qualify for. There is a plethora of options to choose from, including:
- Free Community Food and Meals
- Emergency Financial Assistance for water, electricity, gas, and heating
- Free Basic Needs in Missouri
Funding will, of course, depend on available resources at the time of your application.
4. The Lifeline Program
Lifeline is a low-income telephone aid program that offers monthly discounts (a maximum of $13.50 per month) on your wireless and telephone bills. Depending on your situation, you might be able to access the Link-Up program that gives you a 50% reduction (up to $30) on your initial installation and connection charges.
5. The Missouri Rx Plan (MoRx)
MoRx is the state's pharmacy assistance program. It gives you emergency money to fund 50% of any prescription medication costs that aren't already covered under private insurance or Medicare.
However, it won't pay for the Medicare Part D plan's monthly premium. If you want to know if you qualify, you can call 573-751-3425.
6. Get A Missouri Title Loan
One of the quickest ways to get emergency funds in Missouri is to acquire a title loan. You can borrow up to $15,000, depending on the value of your car, truck, or van, to get emergency funds. Of course, you should only ask for the amount you need, even if you qualify for the highest amount.
Here's how to get a title loan from us at Missouri Title Loans, Inc.:
- Complete the online application found on this website.
- Sit back and wait for a loan representative from the closest Missouri Title Loans, Inc. location to give you a call. They will answer your questions and talk you through the process. At this point, you should give them a meeting place. You don't need to come into the store. Instead, we can come to you.
- No matter where you decide to meet, bring your state-issued photo identification, a lien-free title to your vehicle, and your car for inspection.
- When you get there, one of our expert loan associates will examine your vehicle and documents to determine whether you qualify for the loan.
- If you gain approval, you will receive the money you require on the same or the following bank working day.
Submit Your Missouri Title Loan Request Today!
Complete our online application to get emergency funds in Missouri in a matter of moments. The in-person process takes just 30 minutes, and you'll receive the cash needed in just 24 to 48 hours.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.