You Can Thank Us Later: 5 Ways To Get Money Fast Today

Sometimes we need to get money fast today. It happens to everybody. We plan our budgets perfectly, but then something throws a spanner in the works. This could be an emergency repair, medical bills, etc. The problem is that if you want to get money fast today, you may not know where to find it. Though, it doesn’t mean you’re completely out of options. With our five of the quickest methods for those who need cash within a few hours, you’re sure to get some cash together ASAP.

Here's How To Get Money Fast Today

1. Sell Unused Items (Particularly Electronics)

Got some unused items kicking around your home? Get them together, take a few good pictures, and post them on Facebook Marketplace. Now, you can post anything you want, but not everything will sell quickly, if at all. This means that not every item in your home is worth the time and effort to sell online.

If you want to get money fast today, then we suggest that you look into selling old electronics. Phones, laptops, cameras, etc. will sell incredibly well on Facebook Marketplace. You may also find old video games and collectible cards (e.g. Pokemon and Magic: The Gathering) will also attract buyers quickly.

2. Dip Into Your Retirement Account

A lot of people don't realize this, but if you have a 401(k) or IRA, you may be able to borrow from it. You can only borrow from your retirement account once per year. There will also be limits on how much you can borrow.

You will have five years to pay back what you have borrowed from your retirement account. However, you must be paying cashback regularly. You need to pay something back every 90-days. If you don't, then you will have to pay tax on what you have borrowed.

3. Ask Your Employer For A Payroll Advance

If you have been with your job a while, you may want to ask your employer for a payroll advance. We know that it may seem a bit scary. However, you may be surprised to know that many employers deal with this on a regular basis. In fact, some major employers have a system especially for those that need to receive their pay a little bit earlier.

Of course, there will be some limitations in place. For example, your employer is likely only going to pay you for hours that you have already worked i.e. you won't get your pay for the entire month if you are only 50% through it.

Of course, a payroll advance has some benefits. The main one is that there is unlikely to be any interest as you aren't borrowing cash. You won't have to add anything extra to your tax return either. For many in employment, this is the best option for those looking to get money fast today.

get money fast today: asking for a payroll

4. Use Your Life Insurance Policy

If you have a life insurance policy, then you may be able to borrow funds from it. However, do bear in mind that you cannot do this if you have term life insurance i.e. it expires after 10/20-years. You need a life insurance policy that you are paying into for the rest of your life.

There will be limitations in place when it comes to how much you can borrow. However, there won't be any pressure for you to pay it back quickly. You have your whole life to do so.

5. Pawn Something

Got some items sitting around the home that you love, but can do without for a short while? Pawning could be an option. When you pawn an item, you will be handing it over to a pawn shop. They will then lend you cash. When you have paid the borrowed cash back, the pawnshop will return the item that you pawned. This is one of the quickest ways to get money quickly.

Looking To Pawn? Title Loans From Missouri Title Loans, Inc. Could Be An Option

One item that is especially popular to pawn among those who want to get money fast today would be the title to their vehicle. You may often see these referred to as title loans. With online title loans, you will borrow money against the value of your vehicle. With Missouri Title Loans, Inc., you can borrow up to $15,000. You will not lose access to your vehicle when you pawn the title.

Do remember that you will only be able to get a title loan if you hold the lien-free title to your vehicle. This means that we cannot accept people who have outstanding financing left on their vehicle. You will be pleased to know that we can consider people of all credit and income types. This means that we may be able to give you a title loan if you have bad credit.

If you want to get a title loan online, the process is simple and straightforward:

  • Fill out an application form on our website
  • Wait for a phone call from one of our team. We will confirm your information and schedule a meeting at your nearest Missouri Title Loans, Inc. location.
  • Your vehicle will be inspected. This will allow us to determine how much cash we can loan you out.
  • You will sign your loan agreement forms
  • You can receive cash into your bank account the same day. If you do not have a bank account, we have alternative ways to get you your money.

woman applying for online title loan from home

Get Money Fast Today - Inquire About Title Loans From Missouri Title Loans, Inc.

If you are looking to get money fast today, then title loans could be one of the fastest options. With a title loan from Missouri Title Loans, Inc., you can borrow up to $15,000 same day cash. The application process won’t make you wait for days, and you can be done in as little as 30-minutes. Fill in the application form on our website to get started.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.