How To Get A Title For A Car In Missouri

Many people see a loan with car titles as a viable way to borrow cash in an emergency. However, you can't borrow cash against the title of your vehicle if you don't possess the physical title.

Thankfully, if you are missing a title for car, it isn't too difficult to get a brand-new one through the DMV. This is true even if you find yourself needing a replacement for a title that is damaged.

Obtaining a Missouri title for your vehicle is an important step in the ownership process, but how long does it take to get it in your hands? The processing time for a Missouri title can vary based on several factors, including the type of vehicle and any outstanding issues that need to be addressed. On average, it may take anywhere from a few weeks to several months to receive your Missouri title.

Follow This Process To Get A Replacement Title For Your Car

If you need to get a replacement title for your car, here is the process you have to follow. Do bear in mind that this is not going to be a fast process. It will take around four weeks to issue the vehicle title. If you find you have a damaged title, then you will need to return it with the necessary form you have to fill out for a new title.

If you wish to remove a lien on a replacement title, then you will need the prior lien holder to fill in Form 4809 - the Lien Release form. The signature on this must also be notarized like on the regular form. If this form is not returned, then any liens will be on the new title. They will have to be removed at a later date. Now that you know this information, here is the process you will follow.

1. Fill Out Form 108

While the process will get you a replacement car title in the state of Missouri, this form can also be used for the transfer of title. It can get you a new title on a vehicle you've built. In those situations, the process will be ever so slightly different. However, this is the process for a vehicle you already own and you need the title for the car. You can find the form either online or you can head to the DMV.

Since you are looking for a duplicate title for your vehicle, you check the box at the top of the page that says that you are applying for a duplicate title. If you do not do this, the application process will be slower. One of the most important things on this form is your signature. An official notary must witness your signature. If a notary doesn't, your form isn't valid. The form requires the following:

• Your address - which must be in the state of Missouri.
• Details on why you need a replacement title.
• Details of your vehicle - including color, date of purchase, and so on.
• Details of any liens on your vehicle.

2. Mail The Form

After you've filled out the form to get a title for the car, you'll need to take the form to your local licensing office. You will also need to include a check for $14.50. This covers an $8.50 processing charge and a further $6 for the replacement title you will receive.

This check should be made out to the state Missouri Department of Revenue. If you take the form to a local licensing office, then they may allow you to pay for the replacement title in another way. When it comes to the check, you'll need to include the following information:

• Your driver's license number.
• Your social security number.
• Your date of birth.
• Your phone number.
• Your address.

3. Receive Your New Vehicle Title

Once we receive your paperwork and process your payments, you should receive your title for the car in the mail within a month or so. If you find that you haven't received anything, you can give the Motor Vehicle Bureau a call so they can let you know the status of your application.

Due to the speed at which it takes to receive a new vehicle title, we recommend that you order a replacement title well in advance of your needing it. Remember, if you plan on using your car title for anything - like getting a loan with a car title - you need the lien-free title in your name, so make sure to give yourself plenty of time to receive your replacement title.

Need A Loan With Your Car Title?

Once you have a new vehicle title, you may be able to obtain a loan with car title from us at Missouri Title Loans, Inc. to help you handle emergency expenses. This will allow you to borrow up to $15,000, depending on how much your vehicle is worth. This means we will inspect your vehicle.

Do bear in mind that you can only borrow cash with a title loan if your title is lien-free and in your name. This is why it is so important that Form 4809 is completed. It is the only way to have liens discharged from your car title. If you have a lien-free title and wish to get a title loan to cover emergency expenses, then the process is quick and simple.

It all begins with filling in an inquiry form on our website. After a quick phone call with one of our loan representatives, you can meet us for a vehicle inspection at the nearest fast auto title loan location in the state of Missouri. You also have the option to have one of our loan representatives come to you if you'd rather not come into one of our stores.

Either way, we will inspect your vehicle and assess your lien-free title, your driver's license, and information to determine if you qualify for approval and for how much. If you are approved, we will go over the loan terms and have you finish the paperwork. Once done, you can get the money either on the same day or the next bank business day at the latest.

This entire process can be completed as soon as the same day! And the good thing is you can still qualify even if you have poor credit. We don't even have any income requirements for our loans. As long as you have a title for the car in your name and are lien-free, we may be able to assist you.

Get Your Vehicle Title Today And Get The Loan You Need

As you can see, it is possible to get a replacement title for the car when you need it for whatever reason. Just follow this process and you can be on your way to getting the title you need.

Then when you have your title, if it is lien-free and in your name, you can then use it to get a loan with a car title when you need help with emergency expenses. Fill out the online form to get started now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.