How Missouri Residents Can Get Help With Paying Traffic Tickets

Traffic tickets are on the rise in many areas. Several cities are also implementing automated ticketing systems to combat speeding in areas like school zones. Tickets are sent in the mail and are typically $100 each. And with this rise, people are looking for help with paying for traffic tickets.

They are hard to fight, and the local government can suspend your vehicle registration with the state if they aren't paid, making it difficult to get to work or take the kids to school. It's an aggravating situation but Missouri residents can get help with paying for traffic tickets.

Ways To Get Help With Paying Traffic Tickets

What You Should Do First

The first thing you should do is get more information about your traffic ticket. Many, especially those processed by automatic cameras, are handled in civil court rather than traffic or criminal court 

That's good news because you don't need a lawyer to represent yourself and it also means there are zero points on your driving record. Clarifying if points or liability are added to your driving record is crucial.

Ask For A Court Date

Second, you can ask the local court in charge of the ticket for a contested court date. That can be three or four months down the road depending on the court backlog. You don't have to pay the ticket until the court date, and they can't put it on your record until it goes to court.

As your court date gets closer, you can likely ask for an extension or a rescheduling of the court date. Every state, county, and city has different rules on this but most will allow at least one extension. That will push it further down the road to give you time to come up with the money to pay the fine.

Negotiating A Deal

Those going to traffic court have the option to talk to the solicitor or prosecutor first to see if a deal can be worked out to help with paying traffic tickets. Talk to them before you go before the judge. That may be days before in their office or before your court hearing.

Some will drop the charge to a lesser charge resulting in a lower fine and fewer points. Others will recommend an extension for paying which will help with paying traffic tickets.

Paying A Traffic Ticket

There are times when you are going to have to pay a traffic ticket. It's one of those unexpected emergencies that come up at a bad time. You may need help with paying for traffic tickets. A vehicle title loan in Missouri is an option.

Types Of Loans Offered

Missouri Title Loans Inc. offers both title loans and installment loans. There are two major differences between the two options. The maximum vehicle title loan in Missouri with this company is $15,000 while the maximum installment loan is $1,500.

Applying for an installment loan requires proof of income with a pay stub and a checking account while a title loan requires a vehicle in your name.

Getting A Title Loan

Obtaining a title loan from Missouri Title Loans Inc. is a straightforward process. You will need a lien-free title to your vehicle and your vehicle available for inspection along with your driver's license or ID.

Applicants can fill out an application for a vehicle title loan in Missouri online or at the store. Once you submit your application through the website, a representative will contact you and you can set an appointment to either meet at the store or a location of your choice.

You will need to bring your driver's license, vehicle title, and vehicle with you to finish the application process. An inspection will be done of your vehicle by a company representative. This will determine how much money you are eligible to borrow on a vehicle title loan in Missouri with this company.

Some benefits of obtaining a title loan from Missouri Title Loans are that you aren't required to have a checking account to qualify, and you can keep your car after you take out the loan.

Another benefit of using Missouri Title Loans is you will access the money quickly. This company works with good or bad credit. It also doesn't report your title loan to the credit bureaus, so it won't lower your credit score.

Apply Today

You can get help with paying traffic tickets, having your home repaired, or fixing that loud sound in your car engine with a vehicle title loan in Missouri. The application process with Missouri Title Loans Inc. is convenient, private, and doable for many people. Quit stressing about how you're going to pay a heavy traffic fine and apply today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.