There are plenty of ways to make money in St. Louis, Missouri, if you know where to look. The challenge is finding something that fits your schedule, skills, and financial goals.
Maybe you want to bring in a little extra cash after work, save for an upcoming expense, build an emergency fund, or find a more flexible source of income.
You don't necessarily need to start a new full-time career. A garage sale, rideshare work, freelance projects, seasonal jobs, or online tasks could all help bring in some extra money.
Here are five practical ways to make money in St. Louis, along with what you can consider if an unexpected financial emergency happens before you've had enough time to earn or save what you need.
5 Ways To Make Money In St. Louis
1. Host A Garage Sale
There's no doubt about it: a garage sale can be a win-win.
Not only can you clear unwanted items out of your home, but you may also make some extra cash in the process.
Go room by room and look for things you no longer use, such as:
- Clothing
- Furniture
- Kitchen items
- Electronics
- Toys
- Sporting equipment
- Books
- Tools
- Home décor
You might be surprised by how much stuff has been sitting around unused.
Once you've gathered everything, clean the items up, price them reasonably, and organize them so shoppers can easily see what you have.
If a garage sale isn't practical, you can also sell individual items through online marketplaces or local resale groups.
Just remember that selling your belongings is generally a one-time source of money rather than dependable monthly income.
2. Sign Up For A Ridesharing Service
Whether you want to deliver food or groceries or drive people around town, there are numerous services that you can sign up for to earn some money on the side. While the pay may not be spectacular, you do get the benefit of flexibility—you choose when you’re on and off the clock. That way, you can nab a job here and there to supplement your income. If you like driving, then this might be the perfect opportunity.
3. Invest In Local Businesses
There are often local opportunities for work in businesses nearby to help you make money in St Louis Missouri. Check the help wanted section of your local newspaper to see where you can pick up a job. Especially around the holidays, stores, restaurants, and other local businesses are looking for fresh talent. If you enjoy the work, there just might be a long-term business relationship in it for you.
4. Freelance Online
If you want more control over the type of work you perform, consider freelancing. Think about the skills you already use at work or in your personal life. Could someone pay you for them?
Freelance opportunities can include:
- Writing
- Editing
- Graphic design
- Website development
- Photography
- Social-media management
- Virtual assistance
- Bookkeeping
- Tutoring
- Video editing
- Marketing
You don't necessarily need to quit your current job.
Freelancing can start with one small project at a time. Create examples of your work, decide what service you want to offer, and begin looking for clients through freelance marketplaces, professional networks, social media, or direct outreach. Keep your expectations realistic, especially when you're starting. It may take time to build a client base and reputation, but each successful project can make finding the next one easier.
5. Get Paid For Your Opinions
If you don’t have a lot of time but enjoy sharing your opinions, then signing up to test websites, games, and fill out polls might be just the way to make money in St Louis Missouri for you. Apps like SurveyJunkie, for example, pay you for sharing your voice on various issues. Just keep in mind that this isn’t a job, per se, and the pay isn’t great. Still, adding a few bucks to your wallet every month never goes unappreciated.
What If You Need Money Before Your Side Hustle Pays Off?
Here's where it's important to make a distinction. A side hustle helps you earn money. A loan lets you borrow money that you must repay. If your car needs an urgent repair today, starting freelance work or hosting a garage sale may not produce the money quickly enough.
Before borrowing, consider whether you can use:
- Emergency savings
- A payment plan
- Insurance
- Help from family
- An assistance program
- Another lower-cost financing option
If those resources aren't enough, a title loan in the St. Louis area may be one option to compare if you own a qualifying vehicle outright.
How Do Title Loans Work Near St. Louis?
Missouri Title Loans, Inc. currently offers qualified borrowers title loans up to $15,000*.
A title loan is secured by a lien-free vehicle title. The amount you may qualify for depends in part on the value of your vehicle, which is evaluated during an in-person inspection.
Current vehicle factors considered during that evaluation include things such as:
- Age
- Make
- Model
- Condition
- Mileage
You don't automatically receive $15,000 simply because that's the maximum advertised amount.
Actual loan amounts are subject to vehicle evaluation, application requirements, and approval.
What Do You Need for a Missouri Title Loan?
Missouri Title Loans, Inc. currently lists three primary required items for its title-loan product:
- A state-issued photo ID
- A lien-free vehicle title in your name
- Your vehicle for inspection
A lien-free title generally means that you've fully paid off the vehicle and another auto lender doesn't currently have a lien against it.
The company currently accepts qualifying cars, trucks, and vans for this product. Motorcycles, boats, and trailers aren't accepted.
Can You Keep Driving Your Vehicle?
Yes, at Missouri Title Loans, Inc., borrowers can keep and drive their vehicle while repaying the loan.
That's important if you depend on your car for:
- Work
- Rideshare or delivery work
- School
- Medical appointments
- Family transportation
- Everyday errands
Your title still secures the loan, however, so make sure you fully understand the collateral and repayment terms before accepting financing.
Follow these simple steps to apply:
- Complete the form we provide online – Fill out the online request form with your basic personal information and vehicle details. Submitting your information starts the process; it doesn't guarantee approval.
- Speak with a representative – Our friendly and helpful staff with answer any of your questions and can help you set up an in-person meeting to inspect your vehicle at a location you choose.
- Attend the meeting – At the meeting, bring your ID, title, and car for a quick inspection.
- Get your money – If everything checks out, you can get the money you need that same day or on the next business day.
Complete The Online Form To Get Your Loan Today!
If you’re trying to make money in St. Louis, Missouri, Missouri Title Loans, Inc. can help keep you afloat in the meantime. For any type of emergency—medical bills, home repairs, rent, business travel, we’ve got you covered. Life emergencies can strike out of the blue, leaving you unprepared for the fallout.
When that happens, our agents can help you get up to $15,000 towards your emergencies as soon as the same day you apply or the following day. Sound ideal? Get started with our online form today!
Frequently Asked Questions About Making Money in St. Louis
What are some ways to make extra money in St. Louis?
Options include selling unwanted items, rideshare or delivery driving, working a part-time or seasonal job, freelancing, or completing paid surveys and research tasks.
What's a quick way to make money from things I already own?
Selling unused clothing, electronics, tools, furniture, collectibles, or other valuable items can potentially bring in money without taking on a new job.
Can rideshare driving help me make extra money?
It may, depending on whether you meet a platform's requirements and how much demand exists when you drive. Account for gasoline, insurance, maintenance, depreciation, and taxes when calculating your actual earnings.
Is side-hustle income taxable?
Generally, yes. The IRS states that income from gig work, including part-time and temporary side work, generally must be reported even when you don't receive a tax form for it.
How much can I get with a Missouri title loan?
Qualified borrowers may receive up to $15,000*. Actual amounts depend on vehicle evaluation and approval of the completed application.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
