Missing Stimulus Money You Really Need Now? Here’s an Option for Fast Cash

Millions of people are still missing stimulus money. Are you one of them? If so, you're probably hurting financially and suffering the consequences on your credit report as a result. You're not alone, although that probably doesn't help. However, the good news is that there are solutions even if the IRS isn't giving you any. So, if you're missing stimulus money for some reason, listen up.

3 Reasons You Could Be Missing Stimulus Money

The best way to deal with missing stimulus money is to figure out why your cash didn't get deposited in the first place. The Internal Revenue Service (IRS) may be backed up with delayed orders due to the COVID pandemic. But there may be another reason your money hasn't shown up. Here are the 3 most common causes of stimulus payment delays:

1. You Moved or Changed Bank Accounts.

The United States government can't send you stimulus money if they don't know where to find you. So, if you recently moved, changed addresses, or switched bank accounts, don't be surprised when your check doesn't show up on time. The IRS has to process that information in their system before they can send out your payment.

2. You Didn't File Taxes in 2019 or 2020.

Failing to file taxes may not disqualify you from getting a stimulus check, but it may create major delays. The government must conduct extensive research on your behalf to determine your appropriate payout. Thus, it may take a little longer for them to get you cash during this crisis. Try to have patience and look for alternative funding sources in the meantime.

3. A Third Party Intercepted Your Cash.

It's possible that your stimulus check was intercepted by someone that you forgot to pay. Things like back child support, unpaid taxes, and federal student loans may stop you from receiving your full benefits. Worse yet, they may absorb your entire check and leave you waiting for your payment until the cows come home. Call the IRS for more information.

Keep in mind that contacting the IRS can be a major headache, and you might not even get the answers you were looking for. So, try to come up with some solutions on your own. Even if the government can straighten out your situation quickly, it still might take some time for your check to arrive.

What to Do If You're Missing Stimulus Money

If you're missing stimulus money despite doing the footwork and need cash as soon as possible, don't fret. People always look for loans with bad credit and a low income and find them, so you can too. Here are some of the things they do to make ends meet while they wait:

1. Sell Personal Items

You've probably got hundreds of dollars just lying around your house in the form of old clothes, unwanted furniture, unneeded decorations, and common household goods. So, trade them in for some quick cash by listing them online or hosting a rummage sale on the weekends.

2. Start a Side Gig

Everyone has a talent, but not everyone gets to show off that talent at work. Therefore, side gigs provide an extra stream of income and help alleviate some of the stress caused by the COVID-19 crisis. In some cases, people have even been able to turn their side gig into a full-time business.

3. Get an Installment Loan

An installment loan can help you pay for the things you need without forcing you to think up side gigs and dig through your belongings. They're generally fast and easy to get as well, plus you can qualify for as much as $1,500 if you meet the basic requirements. NOTE: You must be at least 18 years old to apply.

Woman applying for an installment loan online

How to Get an Installment Loan If You're Missing Stimulus Money

Make up for your missing stimulus money with an installment loan from Missouri Title Loans, Inc. Here's how:

1. Apply Online

Go to the Homepage of our website and click the “Apply now” button. You'll get contacted by an agent who will confirm your information, answer your questions, and schedule an appointment with a verification agent if you’d like to proceed with the process.

2. Present Your Required Items for Approval.

This are the required loan items that the agent will want to see from you:

  • Proof of income
  • Your driver's license of a valid state ID
  • A statement from an open checking account in your name

If you qualify, the agent will go over how much money you can receive. Then, you can pay it off in full once your stimulus check arrives.

TIP: Use this time to ask any questions you might have and to go over the repayment schedule.

Get Started Today!

Don't worry if you're still missing stimulus money. Millions of people are, but there's a convenient solution to help you avoid financial trouble, and it’s called Installment loans. You can get your money as soon as TODAY if you call us or get started by filing out an online form.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.