Do You Offer Pet Loans For Bad Credit?
Missouri Title Loans, Inc. offers a variety of loans, including a personal installment loan option that might help you if you’ve got financial problems. If you’re looking at taking out pet loans for bad credit, you’re probably worrying that you can’t get approved because of your credit history.
That’s not a fun situation to be in, but fortunately, there are options out there. Don’t panic; reach out to find out if you can get approved for a loan today.
How Do You Get Pet Loans For Bad Credit?
Is It Possible To Get Pet Loans For Bad Credit?
Is your much-loved pet sick and in need of medical care? You can rack up vet fees very fast if so. It’s a frustrating situation to be in, especially if you just want to focus on reassuring your pet and making the right decisions for them. You may need to pay for treatments fast, without much warning.
Some vet treatments are extremely expensive, and a lot of people in the US don’t have health insurance for their pets. That might leave you unable to afford the treatment that your pet needs, which can be a very unpleasant situation to be in.
In general, you need a credit score higher than 600 to qualify for most pet financing options. Some options will require an even higher score. That’s frustrating, but pet financing is usually based on just your credit rating and your income, and many lenders won’t deal with you if your credit score is too low.
How Else Can You Get A Loan To Pay For Vet Fees?
If you have bad credit, you might be thinking you can’t get a loan, but that may not be the case. If traditional pet financing options aren’t open to you, you can reach out to us and we may be able to help.
We work with individuals who have bad credit, and a personal installment loan could be the answer you are looking for. It will give you access to fast money, which you may need if the vet is holding off on treatment until you can afford it.
Do You Have To Get A Credit Check Done?
Whether you apply for traditional pet financing or a personal installment loan, you will have to undergo a credit check, yes. This is a part of the overall process that helps to determine whether you are eligible for the loan or not. However, that doesn’t mean you should give up if your credit isn’t great.
If you request a personal installment loan from us, a credit check is just one part of the calculations and isn’t a determining factor on its own. We work with people from a wide range of credit situations, and you can sometimes get loans even if you have poor credit or no history of borrowing at all.
We will look at other factors too, so don’t worry too much if you know your credit rating is poor. If you can’t get pet loans for bad credit elsewhere, we may still be able to provide a personal installment loan. If you want more information, you can reach out today to talk to a representative about the process.
How Do You Apply For A Personal Installment Loan?
Ready to make a start so you can get those vet fees paid and return to normal life with your pet? If so, the good news is that this should be very straightforward. All you need to do is:
- Fill out the form or give us a quick call to pass on your basic details.
- Wait for a callback from an agent, and then set up a trip to the location nearest you.
- Bring the relevant paperwork to your meeting: you’ll need some identification (state-issued, with a photograph), a recent bank statement, and some proof of income.
- Wait while an agent performs a credit check to determine whether you have been approved for the loan, and how much you can borrow.
- Fill in the remaining paperwork; the agent can assist you with this if you need help.
- Sign the forms, and then you’re free to go.
If you’re approved, you’ll get the money within a couple of working days, and then you can pay the vet and get your pet on the mend.
Get Pet Loans For Bad Credit Today
If you’re dealing with an unwell pet and you’re facing bills you can’t meet, Missouri Title Loans, Inc. may be able to offer you a personal signature installment loan. That could help you solve the problem and get you back on track.
Having a sick pet is not a fun time for anyone, and you don’t want to make it worse by worrying about how to pay the fees. Instead, consider taking out a personal installment loan. This will make it easier to cover the vet fees and get your pet back on track to health.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.