How To Raise Emergency Money In Less Than An Hour With Title Loans In Columbia, MO
Did you know you can raise an emergency fund with title loans in Columbia, MO, in less than an hour? Car title loans in Columbia can be a convenient option when you need fast cash, but the processing time for traditional loans may take forever.
If you are looking for a super-fast way to get cash, our guide will share how car title loans in Columbia, MO, can help with a financial emergency today!
Here's How To Raise Cash With Title Loans In Columbia, MO
Title loans are short-term loans where you use your vehicle title as collateral. You can use a car, truck, or van registered under your name and fully paid off. The vehicle has to be lien-free, which means there are no current loans or judgments against it.
Now that you understand what title loans in Columbia, MO are, you're ready to explore the title loan process in Columbia.
1. Prepare Your Vehicle To Get The Maximum Loan Amount
The maximum loan amount you can get with Missouri Title Loans, Inc. is $15,000, while the exact amount depends on the condition of your vehicle. So, make sure your car looks presentable before showing it to the Missouri Title Loans, Inc. representative: clean the inside and outside of your vehicle, vacuum the seats and the floor, and make minor fixes if necessary. After a short inspection, our representative will establish its value based on the nationally recognized standards.
2. Make Sure You Meet The Requirements
Unlike other types of personal loans, title loans in Columbia, MO, do not have a long list of qualifications and requirements. All you need is:
- To be at least 18 years old and be able to prove it with a driver’s license or state-issued ID
- To be an outright owner of your vehicle, prove it with a lien-free title that has your name on it
- To be able to show the car in question for a quick inspection.
3. Go Through A Quick And Hassle-Free Process
Our Columbia, MO storefront address and phone number can be found by visiting the Locations Page on our website. You can apply either by going directly to the store or applying online. If you choose the latter, here’s what you’ll need to do:
- Select the Columbia, MO, location and fill out the application form.
- After you submit the application form, one of our representatives will call you to verify your information and explain how the process works.
- Go to the Columbia location with your driver’s license, a lien-free title to your vehicle in your name, and the car you want to use for a title loan.
- Wait for a representative to review your paperwork, inspect your vehicle, and determine the amount of cash you can receive.
- Sign a few papers and get your cash either the same or the next day.
Do I Need A High Credit Score To Get Title Loans In Columbia, MO?
Most banks will do a credit check and then disqualify you if you have a low credit score or records of bounced checks or missed payments. However, with title loans Columbia, MO, has to offer, anyone can apply, even if their credit is poor.
Do I Need A Checking Account For Columbia, MO, Title Loans?
Some lenders require you to bring a blank check from a checking account in your name. That’s usually done to facilitate payments. However, it can significantly complicate the process for those who don’t have a bank account or cannot open one. Missouri Title Loans, Inc. does not require you to have a checking account to get title loans in Columbia, MO. When you apply for a loan, we can discuss the best payment methods for you.
Do I Need Proof Of Income For Title Loans In Columbia, MO?
While banks require full-time employment to issue a loan, it doesn’t work the same way with Missouri Title Loans, Inc. We accommodate all types of income, from freelancing to side hustles, and in most cases, you won’t even need to provide proof that you’re capable of paying off the borrowed amount.
Raise An Emergency Fund With Title Loans In Columbia, MO, Today!
Raising an emergency fund can take as little as 30 minutes if you apply for same-day title loans in Columbia, MO, with Missouri Title Loans, Inc. Inquire us today about how much cash you can get using your vehicle by calling us at 800-514-2274 or fill out an online application whenever you’re ready to begin.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.