How To Raise Emergency Money In Less Than An Hour With Title Loans In Columbia, MO

Did you know that you can raise an emergency fund in less than an hour with title loans in Columbia, MO? Title loans can be an option to consider when you need cash now, but the processing time for traditional loans or government air may take forever. So, if you live in Columbia, MO and are looking for a super-fast way to get cash, then this article is just for you!

What Are Title Loans?

Title loans are short-term loans where you use your vehicle title as collateral. You can use a car, truck, or van that is registered under your name and is already fully paid off. The vehicle has to be lien-free, which means there are no current loans or judgments against it. You also can’t use the same vehicle title as collateral for two loans at the same time.

Here's How To Raise Cash With Title Loans In Columbia, MO

1. Prepare Your Vehicle To Get The Maximum Loan Amount

The maximum loan amount that you can get with Missouri Title Loans, Inc. is $15,000, while the exact amount depends on the condition of your vehicle. So, make sure your car looks presentable before showing it to the Missouri Title Loans, Inc. representative: clean the inside and outside of your vehicle, vacuum the seats and the floor, make small fixes if necessary. After a short inspection, our representative will establish its value based on the nationally recognized standards.

2. Make Sure You Meet The Requirements

Unlike other types of personal loans, title loans in Columbia, MO do not have a long list of qualifications and requirements. All you need is:

  • To be at least 18 years old and be able to prove it with a driver’s license or state-issued ID
  • To be an outright owner of your vehicle prove it with a lien-free title that has your name on it
  • To be able to show the vehicle in question for a quick inspection.

Here’s What You DON’T Need To Qualify

High Credit Score

Most banks will do a credit check and then disqualify you if you have a low credit score or any records of bounced checks or missed payments. With title loans Columbia, MO location has to offer, anyone can apply even if their credit is poor.

good credit not needed for title loans Columbia, Mo

Checking Account

Some lenders require you to bring a blank check from a checking account in your name. That’s usually done to facilitate payments. However, it can significantly complicate the process for those who don’t have a bank account or are unable to open one. Missouri Title Loans, Inc. does not require you to have a checking account to get title loans in Columbia, MO. When you apply for a loan, we can discuss the best payment methods for you.

Proof Of Income

While banks require full-time employment in order to issue a loan, it doesn’t work the same way with Missouri Title Loans, Inc. We accommodate all types of income from freelancing to side-hustles, and in most cases, you won’t even need to provide any proofs that you’re capable of paying off the borrowed amount.

3. Go Through A Quick And Hassle-Free Process

Our Columbia, MO storefront address and the phone number can be found by visiting the Locations Page on our website. You can apply either by going directly to the store or applying online. If you choose the latter, here’s what you’ll need to do:

  1. Select the Columbia, MO location and fill out the application form that pops up.
  2. After the application form is submitted, one of our representatives will give you a call to verify your information and explain how the process works.
  3. Go to the Columbia location with your driver’s license, lien-free title to your vehicle that’s in your name, and the vehicle that you want to use for a title loan.
  4. Wait for a representative to review your paperwork, inspect your vehicle, and determine the amount of cash you can receive.
  5. Sign a few papers and get your cash either the same or next day.

going through the title loans columbia, mo process

Raise An Emergency Fund With Title Loans In Columbia, MO Today!

Raising an emergency fund can take as little as 30 minutes if you apply for same day title loans in Columbia, MO with Missouri Title Loans, Inc. Inquire us today about how much cash you can get using your vehicle by calling us at 800-514-2274 or fill out an online application whenever you’re ready to begin.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.