Top 5 Easy Ways to Save Money

When it comes to saving money, many of us struggle to complete this seemingly easy task, especially with the majority of working adults in this country living each month paycheck-to-paycheck. With this reality, many people find that they struggle to afford any surprise cost that emerges within a month.

The common solution to this problem is to create a savings account by saving money, but how do we accomplish this? If you find yourself asking this question, you’ve come to the right place. Here are 5 things you can do to save money so that these surprise costs won’t send your budget reeling. And, when your budget fails, title loans are an option for you when other options fail and I’ll show you how easy it is for you to get your hands on one. Before we jump into that, here are the easiest ways to save money.

1. Buy Into The 30-Day Rule

What's the 30-day rule, we hear you ask? Well, thankfully, it is incredibly simple (albeit a little tricky for some people). Instant gratification is somewhat promoted in this day and age — especially with the rise of TikTok and other social sites posting short, easy-to-watch videos. You get the start, middle, and end of the production in under 60 seconds. There’s no waiting and you’re not left wondering how the video will end. That's instant gratification in a nutshell.

It can be applied to your spending habits, too. Instant gratification can actually hinder your ability to save money, especially with the convenience of delivery services that can get you an ordered item in as little as a day. There are probably many times when you feel like you really want to purchase something. Maybe you have seen it advertised on TV or your friend bought some super cool that you just need to own, too. Enter the 30-day rule.

Whatever item has captured your attention, you need to wait for 30 days before you buy the item. You will find that after this amount of time has passed, the urge won't be there anymore. This simple action can save you a ton of money, which can then be put into a savings account. And all of you have to do is slow your roll a tad!

2. Find Ways To Cut Your Spending

This might be obvious to you (and you may well be doing it already). Regardless, we're going to talk about it as it's a sure-fire way to save money. While you can try cutting down the frequency of dining out or visiting the theatre, you should target your fixed monthly expenses too. This includes things like Netflix subscriptions and your WiFi package. Here are some ideas to get you started:

• Cancel subscriptions that you do not use. People tend to forget all their direct debits so it's a good idea to sort these out now.
• Dine out once a month only. This won't be easy for some but it is more than possible.
• Find free or cheap events to go to. Check out your city or town’s website because they usually have information on different events that are happening around you!

3. Gather The Right Tools

Depending on the type of saving you are planning to do (long term or short term), you will want to pick different kinds of accounts. Whether you choose a savings account, FDIC-insured individual retirement account, stocks, or Certificate of Deposit, make sure it suits your needs. Feel free to visit your bank for more information. Banking websites can also provide information for you.

4. Make Your Savings Automatic

Banks know you want to save so they have developed handy little tools to help you reach your goals. All you have to do is use them. Using your banking apps or by visiting your local bank, you can set up a portion of your paycheck to be transferred directly into your savings account. You can customize the time, frequency, and quantity you save each month or week. This way, it is done for you as soon as you're paid. It's a complete win-win situation and you won’t have to worry about transferring the money yourself!

Title Loans Missouri

Did you know that title loans can be used as a way for you to save money in the long run? Not only do they provide fast access to emergency money, but they can bolster your bank account and give you the power to handle your financial situation. Let's take a deeper look at the specifics.

The Advantages of Title Loans

• Quick Money: if you need to get a stack of cash quickly, then this is a real lifesaver. You will often be approved on the same day and the application takes as little as 30 minutes to complete!
• No Credit Checks: grabbing a loan can be tricky if you have a less-than-perfect credit score. But don't worry, title loans Missouri won’t scour your credit history.
• Keep Your Car: you get to keep and operate your car as you normally would, driving it to work, to the store, to the gym as you normally would.

What Can You Use Title Loans Near Me For?

In short, anything! Unlike other traditional or business loans, the money you gain from a title loan does not have to be used for a specific purpose. Most of the time you won't even need to tell the provider why you need some cash in the first place! It provides a reliable way for you to scrape money together when necessary.

 

 

 

How to Obtain Title Loans Near Me

Title loans have always been easy to apply for. But now, they're even simpler. See below for the full step-by-step guide on applying for a title loan:

1. Visit the Missouri Title Loan website.

2. Fill out the short form where you’ll insert your contact information and your vehicle information. Be as detailed as possible when filling out information about your vehicle as this will help the lender determine how much money you’ll receive.

3. Wait for one of our representatives to contact you. This will only take a few minutes.

4. During the phone call, they will schedule a face-to-face interview with you during which you’ll provide a few key pieces of information. To find out what you’ll need ahead of time, please visit our Missouri Title Loans Page.

5. Your car will be inspected and you’ll find out how much money you’ll receive, with a maximum of $15,000!

6. Receive your money. It will be deposited directly into your bank account for you to use!

Saving money can be difficult and, at times, impossible, but handling a financial emergency doesn’t have to be. Thanks to title loans in Missouri, you’re never far from financial relief. For more information, check out our FAQ Page where we answer some common questions. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.