Top 5 Emergency Repairs That Require Same Day Cash

Life is unpredictable, and you can never know when you're about to be hit by an unexpected circumstance. Even the most penny-pinching ones among us, at some point, face unexpected financial emergencies that require quick cash. Here are the top 5 emergencies that require cash on the same day and here’s how to find that cash in a pinch if your savings isn’t enough to cover it.

1. Medical Emergency

Medical emergencies can happen at any time, and when they do, they can be quite overwhelming to cope with. Moreover, medical emergencies are usually non-negotiable. There's no 'other way out' when it comes to medical issues. This is why if you're suddenly faced with a high medical bill, there's not much you can do apart from paying it. If you or a loved one has to undergo a procedure that requires same-day payment, you'll have to find a way to finance it. This is especially if the injury requires urgent care, or if the patient needs to be admitted to a hospital.

Moreover, patient aftercare is usually quite expensive. In more serious medical cases, patients may need a nurse to care for them until recovery. In other cases, medicines and equipment may also eat at your wallet.

2. Car Accident

Car accidents are another circumstance wherein having disposable cash will work in your favor. Whether you've totaled your car or crashed into someone else's car, it's important to get help as soon as possible. Even in less serious circumstances, such as your car making a funny noise, or smoke releasing from the hood, it's recommended to get expert help immediately.

Unfortunately, maintaining a car is usually quite pricey. Depending on the make and model, the type of gas the car runs on, and other considerations, it's usually a good idea to create a separate budget for your car-related expenses. This can be helpful in managing your finances.

3. Unexpected Unemployment

Being unemployed is hard, but it's even harder when you don't see it coming. Unexpected unemployment can dampen your spirit and can set you back considerably in terms of your finances.

It's important to note that regardless of your performance or your current status within a company, you can lose your job at any time. This is a useful reminder, especially in unprecedented times.

4. Emergency Travel

Traveling for whatever reason— be it a special occasion or a business commitment — is usually quite costly. Flight tickets, lodging, and currency exchange rates are just some of the reasons why. So if you're planning on taking a trip abroad, it's important to keep track of your expenses.

5. Home Repair Services

Maintaining a house is a never-ending process that requires time, effort, and patience. And when things start acting up, it's never pleasant. If your household appliances, water services, or gas start acting awry, you may not be able to solve the issue yourself. When it comes to big appliances and utilities, it's always recommended to reach out to a professional rather than try to fix the issue yourself. However, doing so is usually not very easy on the wallet.


 couple getting same day cash with a title loan


How To Prepare For A Financial Emergency

Title Loans Missouri

Thankfully, if you live in Missouri, you have two options that can help you deal with an emergency. The first of these options are title loans. Title loans are a short-term loan option type that allows you to leverage the value of your car in order to secure up to $15,000 in emergency cash. They specialize in being fast, easy to apply for, and they’re not based on your credit score. Good credit, poor credit, even nonexistent credit – we accept it all.

Searching for title loans near me can be time-consuming. Instead, navigate over to our homepage where you can start your application by filling out a short form that will pass your information to your nearest store. A representative will contact you and set up a meeting at the location of your choosing, on the day of your choosing. It’s that simple.

Installment Loans Missouri

Your second option available to you are installment loans. Installment loans, like title loans, are fast, easy to apply for, and aren’t based on your credit score for approval. Instead of offering a title for collateral, you use your paystub! With an installment loan, you can receive up to $1,500 and you can complete your application online, making this an easy option if you find yourself searching for online installment loans near me. In order to apply, you just need to fill out a short form found on the homepage. The items that you’ll need to supply are:

  • Your driver’s license
  • A checking account statement that’s open in your name
  • Your proof of income

The entire process is quick, easy, and the funds are deposited into your bank account. Emergencies are scary, but they don’t have to be thanks to the help of either title loans or payday loans. Don’t wait until your emergency overcomes you. Apply today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.