Unemployment Benefits Run Out? Here’s What to Do Next

It can be incredibly stressful when your unemployment benefits run out. It may feel like there is nowhere to turn for help.

But there is. And we're going to tell you exactly what you need to do.

Do This When Your Unemployment Benefits Run Out

1. Create a Plan

As soon as your unemployment benefits run out, you need a plan. You should make one before you do anything else. Even if you can't salvage your monetary situation entirely, you might be able to save a few dollars here and there.

Your plan should include:

  • A Budget for Your Weekly Grocery Shop — Make sure it's realistic, and you can stick to it.
  • Expense Calculations — You must know exactly how much you're spending every month to come up with an accurate plan.
  • Rent Repayment Plans — Speak to your landlord when your unemployment benefits run out to tell them about your situation. They may let you reduce or postpone your rental payments for a couple of days.
  • Creditor Conversations — Chat to everyone from your mortgage company to your credit card providers. Do this before you're late on any payments for the best results.
  • Consider Moneymaking Opportunities — When you don't have money, you need to figure out where you're going to get some from. There are lots of avenues to go down. We'll look at a few of them in the subsequent sections.

2. Try Making Money Online

Once you have created your plan, you might want to think about making some money. We recommend trying online options, such as outlined below when your unemployment benefits run out:

Online Surveys

Online surveys are very popular among students for making a quick buck or two. You can do it in your spare time, and some surveys will pay you up to $5 for your time! Although, it's worth noting that most pay less than this. You'll need to do quite a few before making a substantial amount.

Some of the best survey sites that will pay you for your opinions are as follows:

  • Toluna
  • LifePoints
  • Survey Junkie
  • Swagbucks
  • InboxDollars
  • Valued Opinions

Search the Web

woman applying for unemployment benefits

Another thing to do to make money when your unemployment benefits run out is to search the web — and make money while you're doing it.

The idea was brought to market by Qmee, a company that pays you for searching on eBay, Google, Bing, Amazon, and Yahoo. Simply install the browser extension and start searching.

You will start seeing sponsored options to the left of the standard search results. The Qmee choices come with a cash value. If you're interested, click it and you'll receive your reward.

We love this option due to the no minimum cashout. Not to mention that you can choose to donate your earnings to charity if you feel like it.

Write an eBook

Anyone can publish an eBook with the Kindle Store and sell it on Amazon.

If you have the time and passion to write a book, go for it. Then, list it from $2.07 to $9.72 – and you'll receive 70% of the sale.

3. Start Your Own Freelancing Business

For those of you who're looking for a long-term way to make money when your unemployment benefits run out, become a freelancer.

You can do anything from writing to graphic design. As long as you're skilled in your area, you'll make a splash in the market.

Nowadays, there are plenty of sites to advertise your services and find employers. A few we recommend are:

  • Fiverr
  • Upwork
  • Freelancer
  • FlexJobs

4. Take Out Auto Title Loans

man applying for auto title loan online

The final thing you can do is to take out auto title loans with Missouri Title Loans, Inc. We use the title to your car as collateral so we can offer you up to $15,000 depending on the value of your vehicle.

We are open to all credit types, and our auto title loans process is quick and easy. Start by following these steps or giving us a call:

  1. Choose the store closest to you from our store location webpage.
  2. Fill out the title loan application form on our website. It takes roughly 5 minutes.
  3. Have a conversation with one of our loan representatives. They'll call you back as soon as possible once you've submitted the form. Now is a good time to ask any questions.
  4. Head to your closest Missouri Title Loans, Inc. location with these documents:
    • Driver's license (or another form of state-issued ID)
    • Lien-free title to your vehicle
    • Vehicle
  5. Wait while one of our loan associates examines your vehicle to see how much money you qualify for.
  6. If you're approved, and you start the process early in the day, you'll receive your money on the same day!

Get Started with Auto Title Loans Today!

The next time your unemployment benefits run out, you'll be calm, cool, and collected. If you have any more questions about our title loans, don't be afraid to get in touch! Get started today by filling out an application form for auto title loans on our website!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.