Where Can I Get a Loan with Bad Credit? Here's a Simple Way

If you have a bad credit score and financial past, you might be wondering, "where can I get a loan with bad credit?" Acquiring a loan can prove to be quite a challenge. But, that's probably because you've been looking in the wrong place! Here a few options for you including car title loans.

Let's get right into it, shall we?

Where Can I Get a Loan With Bad Credit?

Try an Auto Equity Loan

If you own part of your vehicle (motorbike, car, truck, etc.) an auto equity loan is the way to go.

What is an auto equity loan, you ask? Well, with this type of loan, you can borrow money based on the amount of money you have put into paying your car off. You do not need to be the full owner and you can receive your money on the same day as you apply.

Get Your Hands on a Payday Loan

For those of you who don't fancy taking out a vehicle equity loan, why not try a payday loan instead?

If you aren't looking for a load of money, these loan types can give you the financial aid you need without any collateral. Generally speaking, you'll be able to borrow around $100 to $550 — perfect for minor medical bills or car repairs.

Just like auto equity loans, you will receive your money on the same day you apply. However, the documentation requirements for payday loans do differ slightly.

Our Top Pick: Get Yourself a Car Title Loan

While there are plenty of options out there, our favorite is car title loans.

Let's show you why.

The Advantages of Title Loans Near Me

  • You can keep your vehicle, when you are repaying the loan. We don't believe in taking your car away — after all, it's a necessity for you and your family.
  • You can borrow up to $15,000 which is sure to help you pay for home repairs, auto renovations, and unforeseen medical bills.
  • You don't need to have a checking account to qualify for a title loan with us here at Missouri Title Loans Inc.
  • Anyone can apply! We work with any credit scores and financial histories. Whether you have an amazing score, a less-than-average financial past, or no score at all, we're here to help.
  • The process starts from the comfort of your own four walls.
  • Typically, you'll receive your money on the day you apply.
  • From start to finish, it can take as little as 30 minutes to receive your money.
  • All you need to apply and gain approval is your car, your lien-free vehicle title, and your driver's license or other state-issued photo ID card.

certificate of title for a title loan

How to Obtain Car Title Loans

As you may well know, the application process of traditional bank loans can be a real struggle. It's time-consuming and involves a lot of confusing terms and paperwork.

We've changed that! Applying for title loans online is as easy as pie!

Here's how it's done:

    • Part 1: Go Online: Head over to MissouriTitleLoansInc.com. Just click the link to take you to the right page.
    • Part 2: Select Your Store: We have title loan locations all over Missouri so click the one that's closest to you.
    • Part 3: Complete the form: Once you've selected your nearest storefront, fill out the application form. It should only take you 5 minutes. We just ask for basic information to kickstart the process.
    • Part 4: Have a Chat: After you submit the form, one of our loan specialists will give you a call. They'll tell you about the rest of the process, answer any of your questions, and define the documents you'll need.
    • Part 5: Get in Your Car: Drive to your closest Missouri Title Loans Inc shop front. Make sure you bring your vehicle, your lien-free title to your vehicle, and your driver's license.
    • Part 6: Wait: When you arrive at your destination, one of Missouri Title Loans Inc loan reps will come out to meet you. They will conduct a quick inspection of your vehicle and then examine your paperwork.
    • Part 7: You're in The Money!: Once the loan expert has deemed you qualifiable for the loan, you will receive your dollar amount on the same day!

What You Can Use Title Loans For

While there isn't a limit to what you can do with our title loans, we suggest saving them for emergencies. Our customers like to use them for paying unexpected medical bills, paying for home repairs, car fixtures, and important but unforeseen travel costs.

What are you waiting for? If money is your problem, we can help you out in no time. You can get a loan with bad credit. Just fill out the form and you'll be on your way!

Want to know more? Increase your knowledge of credit and debt here!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.